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The amounts can build until the victim becomes suspicious, or there’s nothing left. It’s a complicated tale, which she traces back to October 2010, when a girlfriend urged her to try online dating. “So I just put it on the line and said, ‘What’s up with this? He was trying to unravel his father’s estate.”That is when it appears the scam began in earnest.

Why not, thought Ellen, even though she’d previously dipped her toe in the pool of men online, and found them wanting. Ellen says “Dave” told her he had been left a sizeable inheritance offshore, but because of a lawyer’s incompetence, he had to clear some debts before he could sell the assets.“I am of the nature that I would help anybody,” Ellen says.

She was single, her kids were grown and had lives of their own. “I don’t like the idea of not being able to help somebody if I can.”Emails from “Dave” to Ellen, which she provided to the Star, use endearments like “baby,” “honey” and “sweetheart,” and end with “hugs, kisses and love.” Ellen says she wasn’t head-over-heels for him — which would make her different from many other victims of romance scams — and by the end of the con, she just wanted her money back.

So Ellen — who agreed to speak to the Star only on condition of anonymity — says she signed up to So Ellen approached the idea of meeting up, and “Dave” seemed keen. She says she tried to send the first sum of 5 via Western Union, but the employee refused: “She said to me, ‘Do you know this person? I’m not sending it.’ ”Ellen found another way: by Money Gram.

Ellen was retired, living a comfortable life in a nice home in British Columbia.

In the driveway was a luxury car, and her house was paid for.

A spokesman for South Wales Police said: “An investigation revealed that Olasemo had links to Nigerian bank accounts containing more than £150,000 and land purchased in Nigeria for around £47,000.

In addition, he was in possession of more than £1,100 when he was arrested.

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Then Jehovah God said: "It is not good for the man to continue to be alone. I wish everyone on here finds what they are looking for.

Because they have so much money coming in, they can wait.”The reason for the request probably meshes with the story: their passport has been lost, or their child needs a doctor, or there’s some other emergency.

It can start with a few hundred dollars, or a thousand. “He said, ‘It’s not a game.’ And what was the excuse?

He or she might be attracted by the photo someone posts: a pretty young woman, or a soldier in uniform. For men, the female scammer presents herself to her target as “young and vulnerable.”For women, the man-on-the-make may say he’s wealthy or of high status, like a businessman or top soldier.

Or someone might reach out and start the conversation. He may also have a touching backstory: widowed, “lost their wife in a tragic accident, and are sometimes left with a child to care for.” “They want to know who you’re looking for,” Williams says.

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